Tag Archives: Lifestyle Questionnaire
pills and syringe

Which Health Conditions Qualify You for an Impaired Life Equity Release?

The number of health conditions that may entitle you to an impaired life equity release plan are vast and varied. However, you could have experienced more than one at some point in your life. As your advisor begins to get to know you, he or she will gather the information in order to establish the […]

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doctor holding medical records

Is Access to Medical Records Required for an Ill-Health Equity Release Plan?

Access to medical records is one of the areas that people can get confused about and in the United Kingdom, it can literally be like getting blood out of a stone. When it comes to considering equity release plans, people can feel concerned that what they consider is private and confidential information will be released. […]

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mortgage

How Much More Can Be Borrowed with an Enhanced Lifetime Mortgage?

How much can be borrowed from an Enhanced Lifetime Mortgage is an open question and is all dependent on your lifestyle questionnaire. The difference between a standard release mortgage and an enhanced one is substantial and the tax free lump sum threshold increases with a more severe history of medical problems. Here’s a typical example […]

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Doctor

Will Equity Release Lenders Accept Someone in Poor Health?

Property prices have soared, so homeowners have a substantial pot of savings in the form of their home. Normally, it isn’t possible to access this capital unless you sell your house, and the value of the house has no impact on your income or cash flow. This is exactly what equity release schemes allow you […]

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