Just Retirement Lump Sum Plus
Just Retirement bring the Lump Sum Plus to the enhanced lifetime mortgage market. This popular product brings a range of unique features to those who qualify for an enhanced lifetime mortgage due to having one or more health conditions. Just Retirement’s Lump Sum Plus brings financial security to those who may not be in the best of health.
Just Retirement is a leading provider of financial products and services to the retired and is now considered to be one of the main leaders in the niche market of enhanced annuities and lifetime mortgages. Just Retirement is the second largest provider in the equity release market. They have drawn on experiences and detailed studies of the mortgage market and health-related products to bring consumers a product that provides financial security for retired people for the rest of their lives.
Just Retirement and its range of products and services are authorised and regulated by the Financial Conduct Authority and is a member of the Equity Release Council and adheres to their strict code of conduct.
*TOP TIP: This plan will take more health issues into account than its competitors e.g. respiratory complaints, kidney or liver failure
Simply complete the contact form below & a qualified equity
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About The Just Retirement Lump Sum Plus Mortgage Scheme
Just Retirement’s Lump Sum Plus Lifetime Mortgage Scheme enables those who have impaired life expectancy due to one or more conditions they suffer or have previously suffered from. This enables clients to have an enhanced amount of money based on their life expectancy being shortened due to the condition they have or are suffering from.
The Lump Sum Plus Plan provides an additional sum of money to the standard rate of equity release in the event of ill-health persisting thus reducing life expectancy. This enables those who are in poor health to raise tax-free lump sums of money in order to ease financial hardship in the event of long-term ill-health. You will answer a range of questions on a lifestyle questionnaire and there is no medical examination required to take advantage of the Lump Sum Lifetime Mortgage Plan.
The main points of Just Retirement’s Lump Sum Max Plan are:
- Single lump sum plan which aims to provide the maximum lump sum possible
- Fixed lifetime interest rates on the initial lump sum drawn-down.
Just Retirement Key Features
- Plans start at age 60-years old
- FREE valuations on all property types
- Interest rate fixed at 6.75%
- Minimum Property Value is £70,000
- £10,000 minimum withdrawal limit.
- Loan-to-values between 24.5% upto 52% of property value
- Available to homeowners in England, Wales and Scotland
Examples Of How The Extra Just Retirement Tax Free Cash Can Make A Difference
From our experience, we have included below a short list of reasons why clients have needed the largest equity release possible:-
- Pay off any secured and unsecured debts such as an interest-only mortgage
- Secure the maximum possible equity release lump sum for medical reasons
- Gift a lump sum to your children
- Take the holiday of a lifetime while you’re still able to
- Plan your long-term care needs to enable you to remain in your own home for as long as possible.
Just Retirement Lump Sum Plus Enhanced Equity Release Plan
To check whether your health qualifies for an enhanced equity release scheme, please call our experts on freephone 0800 678 5469.
Alternatively, complete the find an adviser request form opposite, or send us a completed contact form by clicking here.
Speak to an independent equity release specialist with the correct qualifications and experience to get the best Just Retirement rates & deals.
These are lifetime mortgage plans. To understand the features and risks of enhanced lifetime mortgage schemes, please ask for a personalised illustration.
